- Banking and Finance Law
Banking and finance law focuses on the contractual relationship between lenders and borrowers. In all financial transactions, the main aim is to negotiate and manage this relationship to ensure the represented party’s interests are met both legally and commercially. Banking and finance law covers every aspect of the operations of banks and financial institutions.
Banks and other financial institutions are challenged on multiple fronts as they compete in a dynamic marketplace and complex regulatory environment. Warsame Law has a long history of representing banking and financial services industry clients in Somalia.
Our industry-centric team advise banking and financial services clients on matters ranging from complex mergers and acquisitions, transactional finance, and regulatory compliance to government investigations and enforcement, privacy and data security, and class action lawsuits.
Our clients in this area may include commercial banks, non-regulated lenders, insurance companies, financial and institutional investment clients, investment banks, loan servicers, broker-dealers.
As regards finance and banking law, Warsame Law works in the following areas:
- Commercial Banking: In this area our team at Warsame Law are skilled in handling a broad range of commercial financing transactions, including commercial and industrial loans, asset-based loans, tax-exempt financing matters, health care lending, interest rate swaps, and structured finance on both a secured and unsecured basis.
- Non-Bank Lending (Alternative Lenders): On this front, our team may assist clients in debt funds, specialty lenders, private equity firms, government sponsored enterprises, peer-to-peer lenders, and equipment lessors and lenders—from start-ups to established market leaders. Our team members document and advise on the structure of underlying transactions, helping to preserve and improve customer relationships maintained by non-bank lenders and institutional buyers of loans and products, and we assist in documenting account servicing arrangements and advise on consumer regulatory and state licensing matters.
We help clients develop, acquire, and sell financial services products. Our work includes negotiating and drafting agreements with third parties and assessing the regulatory and legislative landscape. We draft consumer agreements and disclosures, communicate with regulatory authorities, and conduct due diligence. Our attorneys also guide lenders in distressed asset situations on both the buy and sell side of debt and have a long history of advising lender clients through the duration of borrower insolvency events including receiverships, foreclosures, bankruptcies, and asset sales.
- Insurance Companies: Our lawyers at Warsame Law offer a range of services to national, regional, and local insurance companies in mergers and acquisitions, transactional matters, and litigation issues. We represent clients involved in commercial real estate investing and lending transactions and advise them on structuring, documenting, and managing the deployment of capital into real estate projects—whether as equity or debt. We also advise on distressed matters, including the restructuring and enforcement of troubled deals as well as strategic investing and lending. We represent insurance companies as lenders, investors, developers, and owners, directly or through joint ventures. Our work spans the life of the transaction, from the earliest structuring discussions, through term sheet negotiations and due diligence, to negotiating, documenting, and closing, to servicing and disposition.
- Investment Banking and Capital Markets: Our team at Warsame Law may represent investment banks, broker-dealers, registered investment advisers and investors, distributors, managers, and issuers of hedge funds. Our lawyers understand how the markets and regulatory landscape affect clients’ business operations, and we appreciate the challenges of investing in a hypercompetitive market.
- Consumer Financial Services: With regard to consumer financial services, our team at Warsame Law helps clients chart a course that will assist them in achieving their business objectives in an increasingly complex and uncertain regulatory environment. We advise on regulatory matters, assist in the design and documentation of credit products, and represent clients in class actions, regulatory enforcement proceedings, and other litigation nationwide.
Furthermore, Warsame Law helps its clients by implementing the following services:
- Representing either borrower or lender in the preparation of correct documentation.
- Arranging loans to acquire companies or to finance new business ventures.
- Negotiating contract terms for a loan and drafting it.
- Dealing with insolvency proceedings, fraud and money laundering.
Make a Free Enquiry
For more information relating to all matters on banking and finance law, please call us on +252617006415
E-mail: info@warsamelaw.so